Your money deserves to grow with you

360° Wealth Management+Tracking • Human+AI Advisory • Execution Simplified

RBI, SEBI and DPDPA compliant

Why us

Traditional wealth management is broken.

High net worth bias, hidden fees, and limited technology create barriers for investors.

Traditional Wealth Management

Service Bias Based on Portfolio Size

High Fees & Hidden Charges

Manual Paperwork & Branch Visits

Delayed Insights & Quarterly Reviews

Limited Technology Integration

Inconsistent Advisory Quality

RM cares more about their commissions

Pivot Money

Real-Time AI-Powered Insights

Equal Treatment for All Investors

Transparent Pricing & Cost Optimization

3-Click Digital Onboarding

Personalized portfolio insights tailored to your goals

Daily portfolio review

Consistent Hybrid AI + Human Advisory

Track, receive advisory and execute from 1 platform

Push notifications for any actions/changes

Justification for our recommendation

Maximize your savings and reclaim your time!

Our one-stop solution brings together your equity advisor, mutual fund advisor, financial planner, portfolio manager, bank RM, insurance agent, and wealth manager — all seamlessly integrated into one easy-to-use app.

Our Offerings

Premium financial strategy for everyone who's been overlooked

We learn your financial patterns and automate wealth creation

Mutual Fund Joint Holding

Your marriage has two people, your wealth has one—guess which matters more when you're gone. Your mutual funds don't have a nominee—they have a legal battle.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

Switch to Direct Mutual Funds

That 'free' advice costs you ₹1,000 every single day.
Breaking news: Local man discovers he's been funding his advisor's Europe trip for 5 years.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

NRI Wealth Gateway

Tired of your Indian friends bragging about their 20%+ CAGR while you're struggling just to open NRI bank and demat accounts? You're one of the many NRIs choosing to skip India investments entirely because of tax compliance hassles—missing out on 20%+ returns while your money sits in 2% savings accounts.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

Networth Tracking

7 apps, 23 passwords, zero visibility on your actual wealth.
You know your PAN number by heart but not your net worth.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

Family Finances

Your family's biggest inheritance - confusion and court dates.
You have 20 investments your spouse has never heard of.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

Human AI

Are you yet paying lakhs in fees for advice that Google gives for free?
AI beats your human advisor, but humans with AI beat everything.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

What can I help with?

How can I assist you in managing your personal finances better?

Add document

Analyze

Generate Image

research

What can I help with?

How can I assist you in managing your personal finances better?

Add document

Analyze

Generate Image

research

What can I help with?

How can I assist you in managing your personal finances better?

Add document

Analyze

Generate Image

Who We Are

Redefining wealth management for modern India

Personalized treatment to all, regardless of networth

You will not need any other financial app

Best of human and AI expertise

Unlock up to 6% p.a. more growth on your net worth every year with our app — the ultimate one-stop-shop for holistic wealth management!

Our Values

Values that drive our mission

Transparent fee disclosure

Consistent and fair treatment to all regardless of portfolio size

Security and Trust

Consent based journey/control over your data

Reviews

Testimonials

Kaushik ⭐⭐⭐⭐⭐

My experience has been great with Pivot money so far, I was able to link my MF investments easily, understand my fund performance, got brilliant insights. Really helpful app.

Kaushik ⭐⭐⭐⭐⭐

My experience has been great with Pivot money so far, I was able to link my MF investments easily, understand my fund performance, got brilliant insights. Really helpful app.

Nirav Shah ⭐⭐⭐⭐⭐

Discovered Pivot Money via ChatGPT and honestly didn't expect much, but the app surpassed my expectations! Love how it pulls together all my bank and investment info automatically. Still hoping for better support for smaller banks and a more detailed gain analysis, but it's definitely one of the best financial trackers I've tried.

Ritesh Sunil Doshi ⭐⭐⭐⭐⭐

Best app to track your net worth. You get all your bank bal, investments in shares and mutual funds, insurance in one place. Kudos to developers for launching this app. Area for improvement is to link bank accounts with joint holders.

Ritesh Sunil Doshi ⭐⭐⭐⭐⭐

Dimpy Gandhi ⭐⭐⭐⭐⭐

Really useful app Love it! All my investments and bank balance in one screen. Super easy to check my net worth now. Was worried about security at first but they have bank level protection so it's safe. Saves me so much time.

Dimpy Gandhi ⭐⭐⭐⭐⭐

Abhishek Kaul ⭐⭐⭐⭐⭐

Smooth onboarding experience. So much simpler than other trackers. And an actual holistic tracking across multiple asset categories unlike so many other services.

Abhishek Kaul ⭐⭐⭐⭐⭐

Smooth onboarding experience. So much simpler than other trackers. And an actual holistic tracking across multiple asset categories unlike so many other services.

Dr.Salloni Shah ⭐⭐⭐⭐⭐

Makes my financial life simpler — no need to log into multiple apps anymore.

Dr.Salloni Shah ⭐⭐⭐⭐⭐

Makes my financial life simpler — no need to log into multiple apps anymore.

Our Team

Meet the mind behind Pivot Money

Jash Koradia

Founder CEO

12+ Years of experience | $6B + Business scaled | 100 + Families helped Chartered Accountant | Investment Banking | Equity Research | Capital Markets
From financial chaos to freedom, now scaling worldwide. As an NRI juggling 15+ scattered accounts across India, US, and Canada, I lived every pain point: KYC nightmares, tax complexities, investment barriers. Built a systematic playbook using behavioral finance that enabled retirement at 34. At BMO Capital Markets, scaled this methodology to grow structured derivatives from $100M to $6B. Already helped 100+ Indian families consolidate fragmented finances—now building scalable fintech to democratize sophisticated wealth management for millions. Financial freedom shouldn't require an investment banking background.

Jash Koradia

Founder CEO

Jash Koradia

Founder CEO

FAQs

We’ve got the answers you’re looking for

Why Pivot Money?

How will you collect my data? How will you keep it secure?

Can an account aggregator access my data? Who else can access my data?

What will you need, to access my financial information?

How frequently will my data be updated?

Why Pivot Money?

How will you collect my data? How will you keep it secure?

Can an account aggregator access my data? Who else can access my data?

What will you need, to access my financial information?

How frequently will my data be updated?

Let Pivot Money do the work so you can get wealthier.

DOWNLOAD ON THE

App Store

GET IT ON

Google Play

Download Pivot Money App

Your money deserves to grow with you

360° Wealth Management+Tracking • Human+AI Advisory • Execution Simplified

RBI, SEBI and DPDPA compliant

Traditional wealth management is broken.

Traditional wealth management is broken.

High net worth bias, hidden fees, and limited technology create barriers for investors.

High net worth bias, hidden fees, and limited technology create barriers for investors.

Maximize your savings and reclaim your time!

Maximize your savings and reclaim your time!

Our one-stop solution brings together your equity advisor, mutual fund advisor, financial planner, portfolio manager, bank RM, insurance agent, and wealth manager — all seamlessly integrated into one easy-to-use app.

Our one-stop solution brings together your equity advisor, mutual fund advisor, financial planner, portfolio manager, bank RM, insurance agent, and wealth manager — all seamlessly integrated into one easy-to-use app.

Premium financial strategy for everyone who's been overlooked

Your marriage has two people, your wealth has one—guess which matters more when you're gone. Your mutual funds don't have a nominee—they have a legal battle.

That 'free' advice costs you ₹1,000 every single day.Breaking news: Local man discovers he's been funding his advisor's Europe trip for 5 years.

7 apps, 23 passwords, zero visibility on your actual wealth.You know your PAN number by heart but not your net worth.

Your family's biggest inheritance - confusion and court dates.You have 20 investments your spouse has never heard of.

Are you yet paying lakhs in fees for advice that Google gives for free?AI beats your human advisor, but humans with AI beat everything.

Redefining wealth management for modern India

Unlock up to 6% p.a. more growth on your net worth every year with our app — the ultimate one-stop-shop for holistic wealth management!

Values that drive our mission

Testimonials

Meet the mind behind Pivot Money

We’ve got the answers you’re looking for

Let Pivot Money do the work so you can get wealthier.

That 'free' advice costs you ₹1,000 every single day.
Breaking news: Local man discovers he's been funding his advisor's Europe trip for 5 years.

7 apps, 23 passwords, zero visibility on your actual wealth.
You know your PAN number by heart but not your net worth.

Your family's biggest inheritance - confusion and court dates.
You have 20 investments your spouse has never heard of.

Are you yet paying lakhs in fees for advice that Google gives for free?
AI beats your human advisor, but humans with AI beat everything.