Pivot Money

Mutual Funds

Equity Advisory

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Pivot Money

Your money deserves to grow with you

360° Wealth Management+Tracking • Human+AI Advisory • Execution Simplified

RBI, SEBI and DPDPA compliant

Why us

Traditional wealth management is broken.

High net worth bias, hidden fees, and limited technology create barriers for investors.

Traditional Wealth Management

In Traditional wealth management, Service Bias Based on Portfolio Size
In Traditional wealth management, High Fees & Hidden Charges
In Traditional wealth management, Manual Paperwork & Branch Visits
In Traditional wealth management, Delayed Insights & Quarterly Reviews
In Traditional wealth management, Limited Technology Integration
In Traditional wealth management, Inconsistent Advisory Quality
In Traditional wealth management, RM cares more about their commissions

Pivot Money

In Pivot money, Real-Time AI-Powered Insights
In Pivot money, Equal Treatment for All Investors
In Pivot money, Transparent Pricing & Cost Optimization
In Pivot money, 3-Click Digital Onboarding
In Pivot money, Personalized portfolio insights tailored to your goals
In Pivot money, Daily portfolio review
In Pivot money, Consistent Hybrid AI + Human Advisory
In Pivot money, Track, receive advisory and execute from 1 platform
In Pivot money, Push notifications for any actions/changes
In Pivot money, Justification for our recommendation

Maximize your savings and reclaim your time!

Our one-stop solution brings together your equity advisor, mutual fund advisor, financial planner, portfolio manager, bank RM, insurance agent, and wealth manager — all seamlessly integrated into one easy-to-use app.

Our one-stop solution brings together your equity advisor, mutual fund advisor, financial planner, portfolio manager, bank RM, insurance agent, and wealth manager — all seamlessly integrated into one easy-to-use app.

Our Offerings

Premium financial strategy for everyone who's been overlooked

We learn your financial patterns and automate wealth creation

Mutual Fund Joint Holding

Your marriage has two people, your wealth has one—guess which matters more when you're gone. Your mutual funds don't have a nominee—they have a legal battle.

Switch to Direct Mutual Funds

That 'free' advice costs you ₹1,000 every single day.
Breaking news: Local man discovers he's been funding his advisor's Europe trip for 5 years.

NRI Wealth Gateway

Tired of your Indian friends bragging about their 20%+ CAGR while you're struggling just to open NRI bank and demat accounts? You're one of the many NRIs choosing to skip India investments entirely because of tax compliance hassles—missing out on 20%+ returns while your money sits in 2% savings accounts.

Networth Tracking

7 apps, 23 passwords, zero visibility on your actual wealth.
You know your PAN number by heart but not your net worth.

Family Finances

Your family's biggest inheritance - confusion and court dates.
You have 20 investments your spouse has never heard of.

Human AI

Are you yet paying lakhs in fees for advice that Google gives for free?
AI beats your human advisor, but humans with AI beat everything.

What can I help with?

How can I assist you in managing your personal finances better?

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What can I help with?

How can I assist you in managing your personal finances better?

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Analyze

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Who We Are

Redefining wealth management for modern India

Personalized treatment to all, regardless of networth

You will not need any other financial app

Best of human and AI expertise

Unlock up to 6% p.a. more growth on your net worth every year with our app — the ultimate one-stop-shop for holistic wealth management!

Our Values

Values that drive our mission

Transparent fee disclosure

Consistent and fair treatment to all regardless of portfolio size

Security and Trust

Consent based journey/control over your data

Reviews

Testimonials

Kaushik ⭐⭐⭐⭐⭐

My experience has been great with Pivot money so far, I was able to link my MF investments easily, understand my fund performance, got brilliant insights. Really helpful app.

Nirav Shah ⭐⭐⭐⭐⭐

Discovered Pivot Money via ChatGPT and honestly didn't expect much, but the app surpassed my expectations! Love how it pulls together all my bank and investment info automatically. Still hoping for better support for smaller banks and a more detailed gain analysis, but it's definitely one of the best financial trackers I've tried.

Ritesh Sunil Doshi ⭐⭐⭐⭐⭐

Best app to track your net worth. You get all your bank bal, investments in shares and mutual funds, insurance in one place. Kudos to developers for launching this app. Area for improvement is to link bank accounts with joint holders.

Dimpy Gandhi ⭐⭐⭐⭐⭐

Really useful app Love it! All my investments and bank balance in one screen. Super easy to check my net worth now. Was worried about security at first but they have bank level protection so it's safe. Saves me so much time.

Abhishek Kaul ⭐⭐⭐⭐⭐

Smooth onboarding experience. So much simpler than other trackers. And an actual holistic tracking across multiple asset categories unlike so many other services.

Dr.Salloni Shah ⭐⭐⭐⭐⭐

Makes my financial life simpler — no need to log into multiple apps anymore.

Let Pivot Money do the work so you can get wealthier.

Download Pivot Money App