🇮🇳 India's Premier NRI Investment Platform
Invest in Indian Mutual Funds Built for NRIs
Mutual fund investing in India with full ownership, better FX clarity, and zero hidden charges.
Fully digital onboarding
Fully digital onboarding
CAMS / KFINTECH custody
CAMS / KFINTECH custody
No hidden FX charges
No hidden FX charges
Built exclusively for NRIs
Built exclusively for NRIs
Built exclusively for NRIs
Built exclusively for NRIs
Simple Process
Simple Process
Simple Process
How It Works
Start investing in Indian mutual funds in 3 simple steps
Step 1
Complete Digital Onboarding
Open your mutual fund account online from anywhere in the world. PAN, KYC, FATCA, and bank verification — fully digital.
Step 1
Complete Digital Onboarding
Open your mutual fund account online from anywhere in the world. PAN, KYC, FATCA, and bank verification — fully digital.
Step 1
Complete Digital Onboarding
Open your mutual fund account online from anywhere in the world. PAN, KYC, FATCA, and bank verification — fully digital.
Step 2
Choose the Right Bank Account
Use NRE for foreign income with full repatriation, or NRO for Indian income with repatriation limits.
Step 2
Choose the Right Bank Account
Use NRE for foreign income with full repatriation, or NRO for Indian income with repatriation limits.
Step 2
Choose the Right Bank Account
Use NRE for foreign income with full repatriation, or NRO for Indian income with repatriation limits.
Step 3
Invest in Mutual Funds
Use your INR balance to invest. No FX conversion during purchase. No money ever comes to Pivot Money.
Step 3
Invest in Mutual Funds
Use your INR balance to invest. No FX conversion during purchase. No money ever comes to Pivot Money.
Step 3
Invest in Mutual Funds
Use your INR balance to invest. No FX conversion during purchase. No money ever comes to Pivot Money.
Why India
Why India
Why India
Why Invest In India
Compelling reasons for NRIs to invest in Indian mutual funds
Fastest Growing Economy
India is one of the fastest-growing major economies with strong GDP growth projections.
Fastest Growing Economy
India is one of the fastest-growing major economies with strong GDP growth projections.
Fastest Growing Economy
India is one of the fastest-growing major economies with strong GDP growth projections.
Higher Return Dispersion
Equity mutual funds in India offer higher return dispersion than developed markets.
Higher Return Dispersion
Equity mutual funds in India offer higher return dispersion than developed markets.
Higher Return Dispersion
Equity mutual funds in India offer higher return dispersion than developed markets.
Strong SIP Inflows
Strong domestic SIP inflows provide market stability and consistent growth patterns.
Strong SIP Inflows
Strong domestic SIP inflows provide market stability and consistent growth patterns.
Strong SIP Inflows
Strong domestic SIP inflows provide market stability and consistent growth patterns.
FX Advantage
INR depreciation increases investible value when sending money from abroad.
FX Advantage
INR depreciation increases investible value when sending money from abroad.
FX Advantage
INR depreciation increases investible value when sending money from abroad.
Natural Diversification
Invest in INR assets while earning in foreign currency — natural portfolio diversification.
Natural Diversification
Invest in INR assets while earning in foreign currency — natural portfolio diversification.
Natural Diversification
Invest in INR assets while earning in foreign currency — natural portfolio diversification.
No TCS on Inward Remittances
Tax Collected at Source doesn't apply to inward remittances, maximizing your investment.
No TCS on Inward Remittances
Tax Collected at Source doesn't apply to inward remittances, maximizing your investment.
No TCS on Inward Remittances
Tax Collected at Source doesn't apply to inward remittances, maximizing your investment.
If you don't plan to repatriate, INR depreciation can add ~3% to effective long-term returns
Why Pivot Money
Why Pivot Money
Why Pivot Money
Why Invest With Pivot Money
The most transparent and secure way for NRIs to invest in India
You Are the Custodian
Unlike platforms where the broker is the custodian, your mutual fund units are held directly with CDSL / NSDL in your name.
You Are the Custodian
Unlike platforms where the broker is the custodian, your mutual fund units are held directly with CDSL / NSDL in your name.
You Are the Custodian
Unlike platforms where the broker is the custodian, your mutual fund units are held directly with CDSL / NSDL in your name.
Better FX Transparency
You use remittance apps with superior FX rates instead of bank-controlled conversions. Higher INR received = more units bought.
Better FX Transparency
You use remittance apps with superior FX rates instead of bank-controlled conversions. Higher INR received = more units bought.
Better FX Transparency
You use remittance apps with superior FX rates instead of bank-controlled conversions. Higher INR received = more units bought.
Zero Payment Risk
Payments are made through a secure payment gateway. Funds move directly from your bank to AMC — never to Pivot Money.
Zero Payment Risk
Payments are made through a secure payment gateway. Funds move directly from your bank to AMC — never to Pivot Money.
Zero Payment Risk
Payments are made through a secure payment gateway. Funds move directly from your bank to AMC — never to Pivot Money.
No Hidden FX Charges
We never convert your money. You invest directly using INR already in your account.
No Hidden FX Charges
We never convert your money. You invest directly using INR already in your account.
No Hidden FX Charges
We never convert your money. You invest directly using INR already in your account.
Trusted by and Build for NRIs
Crores Saved
Pivot Money helps you invest in India hassel free
Trusted by and Build for NRIs
Crores Saved
Pivot Money helps you invest in India hassel free
Trusted by and Build for NRIs
Crores Saved
Pivot Money helps you invest in India hassel free
Curated Portfolios
Curated Portfolios
Curated Portfolios
Popular Collections
Pre-curated mutual fund baskets designed for different investment goals
India Growth Portfolio
High-growth equity funds focused on India's emerging sectors
India Growth Portfolio
High-growth equity funds focused on India's emerging sectors
India Growth Portfolio
High-growth equity funds focused on India's emerging sectors
Stable Income Portfolio
Debt and hybrid funds for consistent, low-risk returns
Stable Income Portfolio
Debt and hybrid funds for consistent, low-risk returns
Stable Income Portfolio
Debt and hybrid funds for consistent, low-risk returns
Long-Term Wealth Builders
Blue-chip and flexi-cap funds for patient investors
Long-Term Wealth Builders
Blue-chip and flexi-cap funds for patient investors
Long-Term Wealth Builders
Blue-chip and flexi-cap funds for patient investors
SIP Starter Packs
Perfect for NRIs starting their India investment journey
SIP Starter Packs
Perfect for NRIs starting their India investment journey
SIP Starter Packs
Perfect for NRIs starting their India investment journey
Built exclusively for NRIs
Built exclusively for NRIs
Built exclusively for NRIs
Built exclusively for NRIs
FAQs
FAQs
FAQs
Everything you need to know about investing in India as an NRI
Who holds my mutual fund units?
Can I repatriate my money anytime?
Is there any FX markup?
Is TCS (Tax Collected at Source) applicable?
Can I invest from the US, Canada, or UAE?
Who holds my mutual fund units?
Can I repatriate my money anytime?
Is there any FX markup?
Is TCS (Tax Collected at Source) applicable?
Can I invest from the US, Canada, or UAE?
Who holds my mutual fund units?
Can I repatriate my money anytime?
Is there any FX markup?
Is TCS (Tax Collected at Source) applicable?
Can I invest from the US, Canada, or UAE?
Ready to grow your Indian wealth?
Ready to grow your Indian wealth?
Ready to grow your Indian wealth?
