Calculator for NRIs

Understand the tax impact of selling property in India before the money moves.

Calculator

Property Details

Enter your sale information

Property Sale Value (INR)

Total sale consideration as per agreement.

This is the full sale value used for TDS deduction, not the capital gain.

Holding Type

Holding Type (required)

Long-termHeld over 24 months (LTCG)Short-termHeld 24 months or less (STCG)

Select long-term (held over 24 months) or short-term (24 months or less). Use arrow keys to switch.

Required fields

TDS Parameters

Defaults apply standard rates. Adjust only if advised otherwise.

Base TDS Rate (%)

12.5% for LTCG, 30% for STCG.

Surcharge (%)

Usually 0 for most cases unless advised. Range: 0 to 100.

Cess (%)

Health and education cess. Default 4%. Range: 0 to 100.

Simple, Step-by-Step

Follow these steps to estimate your TDS accurately.

Enter Sale Value
Add the total property sale consideration as per your sale agreement.
Choose Holding Type
Select long-term or short-term holding, which determines the default base TDS rate.
Apply Surcharge and Cess
Set surcharge and cess if applicable based on income and current tax rules.
View Net Amount
See total TDS, detailed breakup, and the net proceeds expected after deduction.

Understanding the Impact

Why this estimate matters before you finalize property sale flows.

TDS Is Mandatory
For NRI property sales, buyers must deduct tax before paying sale proceeds.
Cash Flow Planning
A large amount can be blocked as TDS, impacting reinvestment and transfer planning.
Refund Strategy
Correct estimates help plan return filing, refund expectations, and lower TDS options.

Property Sale TDS: Key Rules

LTCG TDS Rate: 12.5%
STCG TDS Rate: 30%
Surcharge: Income based
Cess: 4%

LTCG

12.5%

Held over 24 months. Lower rate, potential indexation benefits.

STCG

30%

Held 24 months or less. Higher withholding, full slab rate applies.

Disclaimer: This calculator provides indicative TDS computation only. It does not calculate capital gains, apply DTAA benefits, or constitute tax advice. Consult a qualified tax professional for personalised guidance.

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Calculator

Property Details

TDS Parameters

Simple, Step-by-Step

Enter Sale Value

Choose Holding Type

Apply Surcharge and Cess

View Net Amount

Understanding the Impact

TDS Is Mandatory

Cash Flow Planning

Refund Strategy

Property Sale TDS: Key Rules